Terms & Conditions

These Terms & Conditions apply to your use of Priya's Store and to purchases of digital products made through this website.

Priya's Store is operated by Jayapriya Pazhani, an individual seller.

By purchasing or using a digital product, you agree to these Terms.

Products sold through Priya's Store are digital products. No physical goods are shipped unless a product page explicitly states otherwise.

Product pages describe the files, resources, tutorials, features, pricing, and other materials included with each purchase.

Some purchases and downloads require a Priya's Store account. You are responsible for maintaining control of the account used to access your purchases.

Prices are displayed in the currency selected for the applicable market. Taxes may be included in or added to the amount shown at checkout depending on the payment provider, location, and applicable tax rules.

INR payments may be processed by Razorpay, while payments in other supported currencies may be processed by Stripe.

Priya's Store remains the seller of the digital products purchased through this website.

Unless otherwise stated on the product page, purchasing a digital product gives you a limited, non-exclusive, non-transferable license for your own personal use.

You may not resell, redistribute, share, sublicense, reproduce for resale, upload for public distribution, or commercially exploit the purchased files without written permission.

Access is normally granted after payment has been successfully confirmed. Purchased products may be delivered through your account, download links, email, external tutorial links, or a combination of these methods.

Budget trackers, templates, examples, calculations, educational content, and related materials are provided for organizational and informational purposes only.

They are not financial, investment, tax, accounting, or legal advice. You remain responsible for financial decisions and for verifying any information entered into or calculated using a product.

Refunds are governed by our Refund Policy together with any mandatory consumer rights and any applicable payment provider policies.

The website, product designs, templates, written material, graphics, and digital files remain protected by applicable intellectual-property laws. Purchasing a product does not transfer ownership of the underlying intellectual property.

We may update, improve, replace, or discontinue website features or digital products. We do not guarantee that the website will always operate without interruption or error.

To the maximum extent permitted by applicable law, Priya's Store is not responsible for indirect, incidental, or consequential losses arising from your use of a digital product or the website. Nothing in these Terms excludes rights or liabilities that cannot legally be excluded.

Questions about these Terms can be sent through our Contact page.